Cross-chain DeFi on Stellar
that’s actually stellar
Borrow, trade, and earn on Stellar, and access crypto on 12+ blockchains within seconds.
Borrow against your crypto
Leverage XLM to borrow bnUSD, a stablecoin you can use across all connected chains.
Trade in an instant
Swap assets on Stellar, trade across chains, and transfer USDC wherever you need it. All within 5-60 seconds.
Earn passive income
Deposit bnUSD into the Savings Rate to earn rewards, and withdraw the instant you want to use it.
Why use Balanced on Stellar?
Balanced is a design-led DeFi app that makes it easy to borrow, trade, and earn across a diverse range of chains.
You can use Balanced on Stellar to:
- Buy XLM without a centralised exchange
- Trade Stellar assets for crypto across chains in one transaction
- Leverage XLM for 2% interest
- Earn stablecoin rewards through the Savings Rate
Don’t sell your crypto. Borrow against it.
Get more out of your XLM with a stablecoin loan. Deposit XLM as collateral to borrow the bnUSD stablecoin, which you can use wrapper-free on Stellar and every other connected chain.
Borrow up to 67% of your collateral value for a 0.2% fee and 2% interest, then use your bnUSD to trade, increase your XLM holdings, or earn rewards through the Balanced Savings Rate.
Trade across chains.Stay on Stellar.
Swap assets on Stellar, trade across chains, or transfer USDC between supported blockchains.
Balanced uses intent-based trades, so you can move between assets in as little as 5 seconds — with zero slippage and minimal fees.
Earn stablecoin rewardswithout losing access.
Buy or borrow bnUSD, then deposit it into the Savings Rate to earn interest. You’ll receive rewards at a variable rate, paid in BALN, bnUSD, and sICX.
Claim rewards as you earn them, and withdraw your bnUSD the instant you need it.
Use Balanced for DeFi on Stellar.Then try it everywhere else.
Borrow, trade, and earn on Stellar and 12 other blockchains.