Disclaimer

Last updated April 7, 2026

Balanced is a frontend for multiple decentralised finance (DeFi) protocols, which you can use to trade cryptocurrencies across blockchains, earn a return, and borrow against your crypto.

Balanced is not insured by the FDIC or any other agency. All risk of loss is borne by the user.

Risks

Using Balanced involves multiple risks, including losses tied to deposited assets and fluctuating token prices. Only use Balanced if you fully understand and accept these risks.

Smart contract risk

Balanced makes it easy to interact with the smart contracts of multiple DeFi protocols. It only supports contracts that have been audited, but there’s always the possibility that a bug or vulnerability may cause the loss of participants’ funds. Recovery may not be possible.

Liquidation risk

If you borrow crypto from the money market and your risk reaches 100%, some or all of your collateral will be liquidated to reduce your risk to a safe level.

Regulatory risk

Using the protocols Balanced supports may be subject to the laws and regulations in your jurisdiction, including restrictions on digital assets, trading, and financial services. It is your responsibility to understand and comply with all applicable legal requirements before using Balanced.

Security

While Balanced is designed to resist malicious activity, it and the protocols it supports may still be vulnerable to hacking, theft, or fraud. Attackers can use malware, denial of service, contract vulnerabilities, consensus exploits, spoofing, or other methods that may result in the loss of your assets or your ability to access or control them.

If a third party gains access to your private keys, seed phrases, or other credentials, they may be able to liquidate, sell, dispose of, or transfer your assets without recourse. If such an event occurs, there may be no remedy, refund, or compensation. Make sure to keep your credentials secure at all times.

External services

The Balanced website and app link to and integrate services and protocols operated by others. Balanced makes no guarantees about these third-party platforms, their content, or their security practices, and their use may be subject to separate terms or additional risks.

Due diligence

Before using Balanced, make sure you understand how it works and the risks involved. It can be accessed through various web or mobile interfaces, each of which may impose additional costs or risks. You should conduct thorough research to make sure you fully understand all associated costs, conditions, and risks.

As-is usage

By accessing Balanced, you agree that you do so entirely at your own risk. The app is available for public use “as is,” with no representations or warranties made with respect to the app’s performance, security, or suitability for any particular purpose.

Autonomous operation

The Balanced app uses smart contracts from third-party protocols. Its contributors do not own or control those protocols, they merely provide a simpler way to interact with them.

No individual or entity, including contributors, partners, founders, officers, employees, agents, or representatives, will be liable for any losses, claims, or damages whatsoever associated with use of the Balanced app, including any direct, indirect, incidental, special, exemplary, punitive or consequential damages, or loss of profits, cryptocurrencies, tokens, or anything else of value.