Cross-chain DeFi without the complexity
Leverage your crypto, trade across chains within 60 seconds, and earn rewards on 10+ blockchains.
Borrow Balanced Dollars
Deposit crypto as collateral to mint bnUSD, a decentralised cross-chain stablecoin equivalent to 1 US Dollar.
Use the cross-chain exchange
Swap between crypto on different blockchains, transfer assets cross-chain, and supply liquidity to improve trades.
Grow your wealth
Deposit bnUSD into the Savings Rate, supply liquidity to incentivised pools, and lock up BALN to earn network fees.
DeFi.
For the rest of us.
Balanced is decentralised finance designed for adoption: it’s fast, affordable, and easy to use. Home to the Balanced Dollar stablecoin and a cross-chain exchange, it defies the industry’s carbon-copy complexity with an interface loved by beginners and experts alike.
Use Balanced to borrow bnUSD, trade, supply liquidity, transfer cross-chain, earn rewards, and participate in governance. Once you try it, you won’t want to use anything else.
Borrow or trade bnUSD.
A stablecoin backed by crypto.
The Balanced Dollar (bnUSD) is a decentralised stablecoin that tracks the price of 1 USD. It uses cryptocurrency as collateral to guarantee its value, with support for assets from 10 blockchains. bnUSD is over-collateralised, so the total supply cannot exceed the value that backs it.
You can borrow bnUSD for a ... fee and ... interest, or buy some on the Balanced exchange. It’s wrapper-free, and you can use it for leverage, liquidity, payments, or to earn interest from the Balanced Savings Rate.
Total supply
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Total backing
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Collateral
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Stability Fund
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Price
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Collateral ratio
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Borrow Balanced Dollars
Leverage your cryptocurrency as collateral, then borrow bnUSD on any supported chain.
Stabilise the price
Use the Balanced exchange to trade bnUSD 1:1 for approved stablecoins whenever the price fluctuates.
Earn a return
Deposit bnUSD into the Savings Rate to earn interest, or pair it with another asset to supply liquidity.
Earn a return for bnUSD
with the Balanced Savings Rate.
Deposit bnUSD into the Savings Rate across 10 supported chains. You’ll earn interest at a variable rate, paid out in BALN, bnUSD, and sICX. Claim rewards as you earn them, and withdraw your bnUSD in an instant.
Total deposited
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Reward rate
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Rewards distributed
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Swap crypto.
Supply liquidity.
Transfer cross-chain.
Trade between chains in 60 seconds or less on the Balanced exchange. It supports a range of assets across 12 blockchains, and uses liquidity pools and intent-based trades to give you the best price available.
Liquidity pools keep ... of the trading fees, and many pools offer incentives. Intents connect to external exchanges like Uniswap and Cetus to fulfill your trades in an instant.
Total liquidity
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Volume (24h)
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Incentives (24h)
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Swap crypto
Trade between 12 blockchains in 5 – 60 seconds. Swap on one chain, receive your new asset on another.
Supply liquidity
Provide liquidity to earn a share of the trading fees, and stake your LP Tokens to earn rewards from incentivised pools.
Transfer between blockchains
Send assets like BTC, ETH, USDC, or USDT to another supported chain from the Bridge tab.
Earn Balance Tokens.
Participate in governance.
Balanced offers Balance Tokens (BALN) as an incentive for liquidity. You can use BALN on 10 blockchains, and lock it for up to 4 years on ICON to hold voting power and boost your earning potential.
Cast your vote on frequent proposals to connect new blockchains, add collateral types, modify the fees, spend the DAO Fund, interact with third-party contracts, and more. You can even influence the incentives for each liquidity pool — and earn a kickback for it.
Lock up Balance Tokens
Receive bBALN: a token used to vote, earn network fees, and boost the BALN earned from liquidity incentives.
Participate in DAO discussions
Join the community discussion on the forum and Discord to transform good ideas into strategic proposals.
Cast your vote
Vote on-chain to approve or reject proposals, and influence the BALN incentives for each liquidity pool.
Put the DAO Fund to work.
Total holdings:
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DAO Fund:
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Protocol-owned liquidity:
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bBALN holders decide how Balanced should use its capital. Vote to increase protocol-owned liquidity, establish new income streams, and fund development efforts that will help Balanced thrive in a cross-chain environment.
If you have an idea that would benefit Balanced, start a discussion on the Balanced forum or in the Balanced Discord channel.
Use Balanced on
multiple blockchains.
Balanced is available on 12 blockchains, and you can use them all at once. It supports cross-chain transactions through ICON’s messaging service, and can connect to any blockchain that supports smart contracts.
Use Balanced to swap and transfer crypto between your favourite chains, supply liquidity, earn rewards, and borrow the bnUSD stablecoin. Governance is only available on ICON.
| Borrow bnUSD | Swap | Supply liquidity | Bridge | Earn rewards | Vote | |
|---|---|---|---|---|---|---|
| Arbitrum | Yes | Yes | Yes | Yes | Yes | No |
| Archway | No | Yes | Yes | Yes | No | No |
| Avalanche | Yes | Yes | Yes | Yes | Yes | No |
| Base | Yes | Yes | Yes | Yes | Yes | No |
| BNB Chain | Yes | Yes | Yes | Yes | Yes | No |
| Havah | No | Yes | Yes | Yes | No | No |
| ICON | Yes | Yes | Yes | Yes | Yes | Yes |
| Injective | Yes | Yes | Yes | Yes | Yes | No |
| Optimism | Yes | Yes | Yes | Yes | Yes | No |
| Polygon | No | Yes | Yes | Yes | Yes | No |
| Solana | Yes | Yes | Yes | Yes | Yes | No |
| Stellar | Yes | Yes | Yes | Yes | Yes | No |
| Sui | Yes | Yes | Yes | Yes | Yes | No |
How Balanced
secures your experience.
Balanced is a decentralised protocol that operates via smart contracts. Errors in the code can introduce vulnerabilities, so the smart contracts have been audited, and there are 24-hour withdrawal limits for each core asset and smart contract.
Security is a process, not a destination. Audits and withdrawal limits reduce the risk of smart contract exploits, but there’s always a risk. Invest only what you can afford to lose.
Audited smart contracts
The Balanced smart contracts have been audited multiple times. Hashlock completed the last audit in December 2024.
Withdrawal limits
To reduce the damage of an exploit, the smart contracts include a withdrawal limit for each asset which resets over 24 hours.
Appreciation from the
Balanced community.
I’ve used almost everything on Ethereum, Solana, and Terra, and nothing beats Balanced in terms of UX. My mind is blown every time I log in. Hard to believe that it runs on blockchain.
Some of that is due to fast block time, but most of it is good Ul design.
@bwhli
Balanced just made the new wave of #DeFi. Shit isn’t even close.
I would try to do defi on other platforms like uni and honestly shit was intimidating. I said fuck it and left it alone.
Balanced UI/UX had me figuring this shit out and now i provide liquidity. #ILovelt 🙏🔥💯
@SupremeXRP
I’m still new to Balanced, but so far this is so much of what I’ve been looking for. A decentralised way to swap assets cross chain across ~10 chains, with dex integrations to swap even further beyond.
Balanced’s simplicity, ease of use, stunning interface, and high yield have made it my one and only DeFi platform.
I was initially hesitant to use other DeFi services because they seemed complicated and I didn’t feel competent to use them effectively. After finding Balanced, I’ve been able to take out loans, supply liquidity, and earn staking rewards at the same time, easily and confidently. I’ll never use anything else.
Ettienne Nel
The user interface is so damn sexy on Balanced Everything is so easy and clean. Much more clean and user friendly off my bank account!!! THE FUTURE IS HERE
@ChristofferSal3
Balanced has been the best move I have made so far in my 5 years of being in crypto .. I have upped my coins by a quarter of my total stack in nearly a month... the rebalancing tool protected me from liquidation and also paid down my loan at the same time.. truly amazing .. the 0 percent interest on the loan is unheard of.. the APY is insane ... all in all probably will melt faces very soon ...
DeFi Dave
Balanced is in my opinion a game changing UX design that I feel is what defi should look like.
Nick Neessen
The Balanced launch was a huge success for $ICX. Balanced has the best Ul/UX of any DeFi platform.
@icxbuddy
Balanced Has cured my UniSwap PTSD. Such a pleasure to use.
@creativematte
By the people for the people. Best UI, tailored for your average user. Even your grandparents will be able to navigate this defi.
Anon
Balanced is, by far, the most elegant implementation of a decentralized bank/yield farming/swapping solution to hit crypto... by far. The returns are insane and look to be for the next couple of quarters. This is the gem of @helloiconworld
@BigJuicyBurgerz
Great UI, great functionality. A hidden gem with inexpensive TX fees based on ICX and better than average APYs. Very beginner friendly with extra added layers of complexity for the aficionado. Enough already, just try it out. You’ll love it!
ahacrypto
The only DeFi project that I love logging in every day is Balanced, amazing product and Ul interface, keep up the good work team and keep building.
@sethi_sami
One of the most intuitive and user friendly DeFi dApp, by far. If you’re a begginner and want to learn about DeFi, it’s a no brainer. Also suited for experienced users thanks to the stats and the DAO voting that gathers high activity.
Spl3en
I was hesitant to use Balanced at first as I’d never used a defi product before. 4 days after launch, I plunged in and it could not have been a more smooth experience. I’ve been using it ever since. Incredible UI, been collecting BALN daily and staking for network fees. Couldn’t recommend Balanced more, plus the community support is unbelievable. A+
Kyle Raburn
