Cross-chain DeFi without the complexity
Borrow crypto, trade across chains in 30 seconds, and earn rewards on 11 blockchains.
Borrow Balanced Dollars
Leverage your crypto to borrow bnUSD, a stablecoin equivalent to 1 US Dollar that you can use across chains.
Trade across chains
Swap crypto on different blockchains, and transfer BTC, ETH, USDC, and USDT cross-chain without the wrappers.
Grow your wealth
Deposit Balanced Dollars into the Savings Rate to earn an average of 12% interest.
DeFi.
For the rest of us.
Balanced is decentralised finance designed for adoption: it’s fast, affordable, and easy to use. Home to the Balanced Dollar stablecoin and a cross-chain exchange, it defies the industry’s carbon-copy complexity with an interface loved by beginners and experts alike.
Use Balanced to borrow bnUSD, trade and transfer crypto across chains, and earn rewards. Once you try it, you won’t want to use anything else.
Borrow or trade bnUSD.
A stablecoin backed by crypto.
The Balanced Dollar (bnUSD) is a decentralised stablecoin that tracks the price of 1 USD. It uses cryptocurrency as collateral to guarantee its value, with support for 22 assets across 10 blockchains. bnUSD is over-collateralised, so the total supply cannot exceed the value that backs it.
You can borrow bnUSD for a ... fee and ... interest, or buy some on the Balanced exchange. Use it on every supported chain for leverage, a stable currency for payments, or to earn interest from the Balanced Savings Rate.
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Borrow Balanced Dollars
Deposit your crypto as collateral, then borrow bnUSD for 2% interest on every supported chain.
Stabilise the price
Use the Balanced exchange to trade bnUSD 1:1 for USDC and USDT when the price fluctuates.
Earn a return
Deposit bnUSD into the Savings Rate to earn interest, or pair it with another asset to supply liquidity.
Earn a return for bnUSD
with the Balanced Savings Rate.
Deposit bnUSD into the Savings Rate across 11 supported chains. You’ll earn interest at a variable rate, paid out in BALN, bnUSD, and sICX. Claim rewards as you earn them, and withdraw your bnUSD in an instant.
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Swap crypto.
Transfer cross-chain.
Trade crypto across chains in 30 seconds or less. The Balanced exchange supports a range of assets across 11 blockchains, and uses SODAX Intents to find the best price.
To fulfill your trades, SODAX routes through its money market, Balanced liquidity pools, and exchanges like Uniswap, Cetus, PancakeSwap, Pharaoh, Raydium, and Soroswap.
Swap crypto
Trade between chains in 30 seconds. Swap on one blockchain, receive your new asset on another.
Transfer between blockchains
Swap an asset like BTC, ETH, USDC, or USDT for its counterpart on another supported chain.
Use Balanced on
multiple blockchains.
Balanced is available on 12 blockchains, and you can use them all at once. Its cross-chain transactions are powered by SODAX, which goes beyond the Ethereum ecosystem to connect chains across 6 different technology stacks.
Use Balanced to swap and transfer crypto between your favourite chains, supply liquidity, earn rewards, and borrow the bnUSD stablecoin. Governance is only available on ICON, and will be removed in October 2025 as Balanced completes its transition to a frontend for other DeFi protocols.
| Borrow | Earn | Swap | Supply liquidity | Vote | |
|---|---|---|---|---|---|
| Arbitrum | Yes | Yes | Yes | Yes | No |
| Avalanche | Yes | Yes | Yes | Yes | No |
| Base | Yes | Yes | Yes | Yes | No |
| BNB Chain | Yes | Yes | Yes | Yes | No |
| ICON | Yes | Yes | Yes | Yes | Yes |
| Injective | Yes | Yes | No | Yes | No |
| Optimism | Yes | Yes | Yes | Yes | No |
| Polygon | No | Yes | Yes | Yes | No |
| Solana | Yes | Yes | Yes | Yes | No |
| Sonic | No | No | Yes | No | No |
| Stellar | Yes | Yes | Yes | Yes | No |
| Sui | Yes | Yes | Yes | Yes | No |
Appreciation from the
Balanced community.
I’ve used almost everything on Ethereum, Solana, and Terra, and nothing beats Balanced in terms of UX. My mind is blown every time I log in. Hard to believe that it runs on blockchain.
Some of that is due to fast block time, but most of it is good Ul design.
@bwhli
Balanced just made the new wave of #DeFi. Shit isn’t even close.
I would try to do defi on other platforms like uni and honestly shit was intimidating. I said fuck it and left it alone.
Balanced UI/UX had me figuring this shit out and now i provide liquidity. #ILovelt 🙏🔥💯
@SupremeXRP
I’m still new to Balanced, but so far this is so much of what I’ve been looking for. A decentralised way to swap assets cross chain across ~10 chains, with dex integrations to swap even further beyond.
Balanced’s simplicity, ease of use, stunning interface, and high yield have made it my one and only DeFi platform.
I was initially hesitant to use other DeFi services because they seemed complicated and I didn’t feel competent to use them effectively. After finding Balanced, I’ve been able to take out loans, supply liquidity, and earn staking rewards at the same time, easily and confidently. I’ll never use anything else.
Ettienne Nel
The user interface is so damn sexy on Balanced Everything is so easy and clean. Much more clean and user friendly off my bank account!!! THE FUTURE IS HERE
@ChristofferSal3
Balanced has been the best move I have made so far in my 5 years of being in crypto .. I have upped my coins by a quarter of my total stack in nearly a month... the rebalancing tool protected me from liquidation and also paid down my loan at the same time.. truly amazing .. the 0 percent interest on the loan is unheard of.. the APY is insane ... all in all probably will melt faces very soon ...
DeFi Dave
Balanced is in my opinion a game changing UX design that I feel is what defi should look like.
Nick Neessen
The Balanced launch was a huge success for $ICX. Balanced has the best Ul/UX of any DeFi platform.
@icxbuddy
Balanced Has cured my UniSwap PTSD. Such a pleasure to use.
@creativematte
By the people for the people. Best UI, tailored for your average user. Even your grandparents will be able to navigate this defi.
Anon
Balanced is, by far, the most elegant implementation of a decentralized bank/yield farming/swapping solution to hit crypto... by far. The returns are insane and look to be for the next couple of quarters. This is the gem of @helloiconworld
@BigJuicyBurgerz
Great UI, great functionality. A hidden gem with inexpensive TX fees based on ICX and better than average APYs. Very beginner friendly with extra added layers of complexity for the aficionado. Enough already, just try it out. You’ll love it!
ahacrypto
The only DeFi project that I love logging in every day is Balanced, amazing product and Ul interface, keep up the good work team and keep building.
@sethi_sami
One of the most intuitive and user friendly DeFi dApp, by far. If you’re a begginner and want to learn about DeFi, it’s a no brainer. Also suited for experienced users thanks to the stats and the DAO voting that gathers high activity.
Spl3en
I was hesitant to use Balanced at first as I’d never used a defi product before. 4 days after launch, I plunged in and it could not have been a more smooth experience. I’ve been using it ever since. Incredible UI, been collecting BALN daily and staking for network fees. Couldn’t recommend Balanced more, plus the community support is unbelievable. A+
Kyle Raburn
